Financial Planning at Every Age In 2013, a Gallup poll found that only about one in every three U.S. households maintained a budget.1 A 2021 survey of 1,000 Americans found that 80% now say they have a budget.2 Americans are budgeting more due to the pandemic. Knowing where [...]

Treating Yourself Can Be Beneficial to Pursuing Your Financial Goals Have you ever made a purchase that has thrown your monthly budget off-kilter? Or maybe you’ve put financial restrictions on yourself that push you away from spending on things that bring you joy. The phrase “treat yourself” has [...]

American Business Women's Day September 22nd is American Business Women's Day, and it may be the perfect day to celebrate women who have surpassed the glass ceiling and gone on to be leaders and inspirations for businesswomen everywhere. In honor of American Business Women's Day below, learn a [...]

Financial Considerations for Working Parents Nine of every 10 U.S. families with children have at least one working parent.1 Though working parents make up one of the largest demographic groups in the country, they face many challenges—from the cost of childcare to inconvenient scheduling issues. There are a [...]

The Importance of Charitable Giving Charitable giving is a term often heard around the holidays, or in some cases, around tax season. Nonprofit charitable organizations often rely on contributions from businesses and individuals to help them accomplish their goals and provide the products, programs, and services needed. Below [...]

What’s the value of a clean beach? Here’s how economists do the numbers. Millions of Americans head outdoors in the summer, whether for a day at a nearby lake or a month long road trip. For environmental economists like me, decisions by vacationers and outdoor recreators offer clues [...]

Federal Student Loan Interest Rates Set to Increase for 2021-2022 After two years of decreases, interest rates on federal student loans are set to increase almost a full percentage point for the 2021-2022 school year.1 The interest rates on federal student loans are reset each year after the [...]

What Can A Financial Professional Do for Non-Profits? As of 2017, about two-thirds of all nonprofit organizations in the U.S. had annual budgets of less than $1 million.[1] For these non-profit organizations where every penny has a purpose, having the services of a financial professional can be incredibly valuable. Below, [...]

Applying for Left-Handed Scholarships (Left-Handers Day) August 13th is Left-Handers Day[1], and what better way to celebrate than to learn more about some of the unique scholarship opportunities available to Southpaws?[2] You may have heard that there are many scholarships out there to be had, but you may [...]

Starting a Business with a Friend: Do’s and Don’ts It is estimated that about 40 percent of business founders were friends before they became business partners.[1] But while starting a business with a friend can be a great way to secure your financial future, it can also put [...]