Articles
American Business Women’s Day
American Business Women's Day September 22nd is American Business Women's Day, and it may be the perfect day to celebrate women who have surpassed the glass ceiling and [...]
Financial Considerations for Working Parents
Financial Considerations for Working Parents Nine of every 10 U.S. families with children have at least one working parent.1 Though working parents make up one of the largest [...]
The Importance of Charitable Giving
The Importance of Charitable Giving Charitable giving is a term often heard around the holidays, or in some cases, around tax season. Nonprofit charitable organizations often rely on [...]
What’s the value of a clean beach? Here’s how economists do the numbers
What’s the value of a clean beach? Here’s how economists do the numbers. Millions of Americans head outdoors in the summer, whether for a day at a nearby [...]
Federal Student Loan Interest Rates Set to Increase for 2021-2022
Federal Student Loan Interest Rates Set to Increase for 2021-2022 After two years of decreases, interest rates on federal student loans are set to increase almost a full [...]
What Can A Financial Professional Do for Non-Profits?
What Can A Financial Professional Do for Non-Profits? As of 2017, about two-thirds of all nonprofit organizations in the U.S. had annual budgets of less than $1 million.[1] For these [...]
Applying for Left-Handed Scholarships (Left-Handers Day)
Applying for Left-Handed Scholarships (Left-Handers Day) August 13th is Left-Handers Day[1], and what better way to celebrate than to learn more about some of the unique scholarship opportunities [...]
Starting a Business with a Friend: Do’s and Don’ts
Starting a Business with a Friend: Do’s and Don’ts It is estimated that about 40 percent of business founders were friends before they became business partners.[1] But while [...]
Taxpayer Appreciation Day—Recognizing Taxpayers’ Contributions
Taxpayer Appreciation Day Recognizing Taxpayers' Contributions Though U.S. taxpayers received an extra month to file and pay their federal income taxes in 2021, some are still smarting from [...]
How much inflation can the country afford before we’re in trouble?
How much inflation can the country afford before we’re in trouble? Let’s discuss. First, let’s get on the same page about some basics: If you’ve noticed the price [...]
4 Ways to Celebrate World Nature Conservation Day
4 Ways to Celebrate World Nature Conservation Day World Nature Conservation day is fast approaching. July 28th is a day when we acknowledge the importance of conservation to [...]
The Crazy Cost of the Olympic Games
The Crazy Cost of the Olympic Games Since the first modern Olympic games in 1896, the competition has been a prestigious honor for the hosting country, but also [...]
Indefinitely Working From Home? Use This Opportunity to Save Money
Indefinitely Working From Home? Use This Opportunity to Save Money Your savings might not stem from tax breaks, but rather from other financial benefits. You won’t be spending money on [...]
Rethinking Social Wellness for Your Employees
Rethinking Social Wellness for Your Employees Corporate wellness programs have been key tools in improving productivity, employee retention, and creating a more desirable corporate culture. While many companies [...]
Investing in Your Vacation
Investing in Your Vacation Why do most avoid this important investment? Why do so many of us not use our vacation days? Salespeople talk about “leaving money on [...]
How Small Businesses Can Stay Competitive
How Small Businesses Can Stay Competitive Launching a small business can be an all-consuming prospect. Even after you start to feel as though you have gotten into a [...]
Umbrella Policies: Extra Coverage and Peace
Umbrella Policies: Extra Coverage and Peace Additional insurance to protect your assets and future Why doesn’t anyone ever tell you not to buy an umbrella liability policy? It [...]
More Money, More Responsibility and Strategic Financial Decisions
More Money, More Responsibility and Strategic Financial Decisions Strategic financial planning is important for everyone but especially for high-income earners that have their compensation tied directly to the [...]
Physicians: Why You Need a Financial Professional Who Understands Your Industry
Physicians: Why You Need a Financial Professional Who Understands Your Industry As a physician, you've devoted a lot of time to educating yourself, building a career, and providing [...]
Maintaining the Investment You Made in Your Home
Maintaining the Investment You Made in Your Home For many Americans, the home is the single biggest purchase made during their lifetime.[1] As a result, it's important to [...]
Caregiving: A Decision That May Impact Your Retirement Savings
Caregiving: A Decision That May Impact Your Retirement Savings Many women have been a caregiver while raising children. Still, now many are caring for a loved one out [...]
What Newlyweds Should Know About Merging and Managing Finances
What Newlyweds Should Know About Merging and Managing Finances Many newlyweds can't imagine letting something like money get into the way of their marital happiness. However, around [...]
Retirement Planning: To Roth or Not to Roth?
Retirement Planning: To Roth or Not to Roth? When saving for retirement, it often makes sense to contribute to employer-sponsored retirement plans to take advantage of any [...]
How to Stay Committed to Your Financial Goals
How to Stay Committed to Your Financial Goals Setting healthy financial goals is critical. Even more important is staying committed to those financial goals. Keeping yourself committed to your [...]
5 Investment Considerations for Small Business Owners
5 Investment Considerations for Small Business Owners If you're a small business owner, many of the best practices employed by individual investors are also available to you (of [...]
Tips for Preventing Fraud
Tips for Preventing Fraud Cybercrime and fraud are serious threats and constant vigilance is key. While Providence Wealth Planning plays an important role in helping protect your assets, you [...]
Begin Investing While Young
Begin Investing While Young There’s a simple word that has profound implications for savings and investing: compounding. Like a snowball that grows as it rolls down a hill, [...]
Investing for the Future
Investing for the Future For years, you’ve diligently invested in your retirement portfolio, accumulating wealth that you hope will sustain you throughout your Golden Years. To help see [...]
Outlook 2021
Outlook 2021 December 3, 2020 Dear Valued Investor: As 2020 comes to a close, we are already looking forward to a new year—and to a world very different [...]
IRA 101: Know the Facts
IRA 101: Know the Facts Individual retirement accounts (IRAs) are one of the most common assets people rely on to save and invest for retirement. In fact, more [...]
Leaving the Company? Know Your Retirement Plan Options
Leaving the Company? Know Your Retirement Plan Options Your retirement plan may offer you several options for managing your retirement plan assets when you change jobs or retire. [...]
October 1, 2020
A Letter To Our Clients October 1, 2020 Dear Valued Investor: Autumn has arrived, with students back in school, baseball playoffs beginning, and football in full swing. Life [...]
Budgeting for Baby
Budgeting for Baby Starting a family is truly one of life's most fulfilling experiences. Unfortunately, it can also be among the most expensive. Many parents could spend more [...]
Tap into the Power Nap
Tap into the Power Nap Tap into the Power Nap A short snooze can help get you through a tough day With all the fear, uncertainty and [...]
Forward Thinking
Forward Thinking Forward Thinking Five ways to keep moving forward in the age of social distancing Activities that people used to take for granted have changed in [...]
June 30, 2020
A Letter To Our Clients June 30, 2020 Dear Valued Investor: The July Fourth holiday will be very different this year. Although it’s a time to enjoy family [...]
Proper Financial Planning: Critical for Women
Proper Financial Planning: Critical for Women A key goal of investing for retirement is making sure you save enough to make your money last throughout your lifetime. On [...]
June 4, 2020
A Letter To Our Clients June 4, 2020 Dear Valued Investor: As we look ahead to the summer months, we can’t help but think what a challenging year [...]
May 21, 2020
A Letter To Our Clients May 21, 2020 Dear Valued Investor: “Never confuse a single defeat with a final defeat.” — F. Scott Fitzgerald The economic struggles in [...]
Estimating Your Social Security Benefits
Estimating Your Social Security Benefits The Social Security Administration (SSA) now has an online option (called my Social Security) for receiving annual benefit statements -- however, if you [...]
A Plan to Reduce Credit Card Debt
A Plan to Reduce Credit Card Debt If you are contributing to a staggering sum of outstanding credit card debt in America, you need to start digging your [...]
April 2, 2020
A Letter To Our Clients April 2, 2020 Dear Valued Investor: “Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. [...]
March 18, 2020
A Letter To Our Clients March 18, 2020 Dear Valued Investor: Our everyday lives have changed dramatically over the last few weeks as we work together to minimize [...]
What Should You Do About The Coronavirus And Stock Market Volatility?
What Should You Do About The Coronavirus And Stock Market Volatility? View Article: EWhat Should You Do About The Coronavirus And Stock Market Volatility? (PDF) [...]
The Risks of Market Timing
The Risks of Market Timing "Market timing" is the strategy of trying to predict when stock prices will rise and fall and attempting to buy low and sell [...]
February 28, 2020
A Letter To Our Clients February 28, 2020 Dear Valued Investor: “The stock market takes an escalator up, and an elevator down,” is a classic Wall Street saying. [...]
February 6, 2020
A Letter To Our Clients February 6, 2020Dear Valued Investor:The start of 2020 has brought increased stock market volatility. The uncharacteristically calm market environment we experienced for much of the [...]
Wealth Building Strategies While Raising a Family
Wealth Building Strategies While Raising a Family Raising a family is rewarding─and expensive. Consider taking these steps to support your family financially through a program of smart investing. [...]
December 3, 2019
A Letter To Our Clients December 3, 2019 Dear Valued Investor: Hindsight is 20/20, but finding clarity in future uncertainty can be fuzzy. 2019 has been a very [...]
November 7, 2019
A Letter To Our Clients November 7, 2019 Dear Valued Investor: Turning the calendar from October to November brought more than trick-or-treaters, pumpkins, and leaves to rake. It [...]
2019 Plan Comparison
2019 Plan Comparison View Article: 2019 Plan Comparison (PDF)
Estates and Trusts Overview
Estates and Trusts Overview View Article: Estates and Trusts Overview (PDF)
Estate Planning Checklist
Estate Planning Checklist Because you've worked hard to create a secure and comfortable lifestyle for your family and loved ones, you'll want to ensure that you have a [...]
October 3, 2019
A Letter To Our Clients October 3, 2019 Dear Valued Investor: Summer has turned to fall, and there’s already a little chill in the air. Three-quarters of the [...]
September 4, 2019
A Letter To Our Clients September 4, 2019 Dear Valued Investor: The Dog Days of Summer were on full display this past month, as a variety of concerns [...]
Volunteer Vacations
Volunteer Vacations They could be among the most memorable journeys you take. Travel with a difference: the essence of the volunteer vacation. You take the trip, you help [...]
Plan Ahead to Ease Travel Headaches
Plan Ahead to Ease Travel Headaches Waiting in a winding airport security checkpoint line is just one of many potential headaches today's travelers experience. In order to help [...]
529 Plans: Taking Distributions
529 Plans: Taking Distributions Parents looking to take advantage of the many benefits of a 529 plan will want to know the full details on which educational expenses [...]
401(k) Decisions — You Can Take It With You
401(k) Decisions -- You Can Take It With You If you are preparing to change jobs, do you know what your choices are for managing the money in [...]
August 1, 2019
A Letter To Our Clients August 1, 2019 Dear Valued Investor: This summer has been interesting. Thus far, temperatures have been at a maximum for much of the [...]
How to Focus on What Really Matters in the Markets
How to Focus on What Really Matters in the Markets The LPL Research Midyear Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets is [...]
Keep Your Head in the Game: Avoiding Mental Errors When You Invest
Keep Your Head in the Game: Avoiding Mental Errors When You Invest In the sports world, a mental error can cost your team the big game. When you are investing, [...]
June 6, 2019
A Letter To Our Clients June 6, 2019 Dear Valued Investor: Trade tensions have interrupted an unusually calm year in U.S. stocks. In May, the S&P 500 Index [...]
Recognizing and Avoiding Online Scams
Recognizing and Avoiding Online Scams According to the Identity Theft Resource Center, the number of U.S. data breaches hit a new high in 2017. Nearly 20% of breaches [...]
April 4, 2019
A Letter To Our Clients April 4, 2019 Dear Valued Investor: April brings showers, baseball, and historically, the best month of the year for the S&P 500 Index [...]
A Financial Plan for All Seasons
A Financial Plan for All Seasons Grab your sunglasses -- spring's here, and it's time to kick back and relax. If only it were that easy. It would [...]
March 7, 2019
A Letter To Our Clients March 7, 2019 Dear Valued Investor: The S&P 500 Index has staged an impressive rally after nearly entering a bear market December 24, [...]
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