Have you ever heard someone say you can remove negative marks or inquiries from your credit report simply by disputing them? While there's truth to the process, there's also a lot of misinformation. This guide breaks down what really happens when you dispute something on your credit report, and includes sample letters you can use [...]
This Month's Highlights: Graduate College With an 800 Credit Score The Parents' Job What's Up With Student and Parent Loans? Financial Aid Insider: The Truth About GPAs Dear Parent(s), The month of June is especially known for: High school graduations First day of summer Weddings Vacations In addition, high school seniors have already accepted their [...]
What would it be like to be ultra-wealthy? Would it mean homes in Hawaii and Paris? Do you envision sailing a luxury yacht across the Mediterranean? What about chartering a trip to space? While it’s fun to imagine, this isn’t the reality for most of us. You might have heard the term “Ultra High Net [...]
Money can be a sensitive topic for couples—even those who typically communicate well. Over the years, we've observed a variety of financial disagreements and we've noticed a few common themes. Understanding these frequent arguments can help you navigate your financial relationship with greater ease and harmony. 1. Supporting Adult Children It's natural to want the [...]
Retirement gives us something incredibly rare: time. Time to reconnect with what matters, explore new passions, and create moments that stay with us. But when it comes to how we use that time - and money - it’s easy to default to things we can buy. Here’s another way to think about it: How can [...]
A Family Financial Summit might be a new concept for many of you, so let’s start by defining it before delving into whether or not you need it. Essentially, it’s a family meeting that allows for the sharing of financial values and goals. It can be helpful in aligning expectations about inheritance, responsibilities, and the [...]
Exchange-Traded Funds (ETFs) can offer a great mix of diversification, flexibility, and cost efficiency. Used by both institutional and individual investors, they have become a staple in portfolios, blending the best aspects of stocks and mutual funds to create a powerful investment vehicle. But what exactly are ETFs, and how do they work? 1. ETFs [...]
What value does a financial advisor actually provide? This may surprise you, but the value of a quality financial advisor goes far beyond portfolio advice. It’s about guiding clients to develop sophisticated financial behaviors. With robo-advisors and consistent market volatility in the headlines, it’s important to realize the comprehensive advantages of working with a personal [...]
An IRA, or Individual Retirement Account, is intended to assist you in saving for retirement. As the name implies, the account is for an individual. It cannot be held jointly with your spouse or another person. An IRA offers significant advantages, including: Tax advantages include tax-free growth on Roth IRA accounts and tax-deferred growth on traditional [...]
HIGHLIGHTS: Making the Decision Little Known Facts About Financial Aid Asking For More Money-- Last Word Feeling Pressured to Borrow-- Don't Be Financial Aid Insider-- Thoughts on the Department of Education Date: April 2025 Dear Parent, It's Spring and I thought sharing some common sayings and quotes about April, often associated with [...]
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