August College Newsletter Hello, First, here are some fun August facts: Did you know that August was originally named Sextilis? That is why August is named after the Roman Emperor Augustus. Originally, August did not have 31 days. The Perseid Meteor Shower occurs in August. August has two birthstones: peridot and sardonyx. August also has [...]

Do You Know What Type of Investor You Are? Do you know the answer if your financial professional asks you what type of investor you are? While it may be challenging to classify yourself off the top of your head, knowing what type of investor you are might help you avoid making knee-jerk decisions that [...]

10 Questions to Ask When Relocating in Retirement Did you know that 40% of workers today plan to move to a different city or region after they retire?[1] This underscores a trend of retirees eager to explore new horizons, trade familiar environments for fresh ones, and even redefine what their retirement living might look like. However, [...]

The Sequence of Returns Risk in Retirement Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market downturn can have a negative [...]

Unveiling the Path to Financial Triumph: Empowering Dreams, Giving Hope   Let’s call them Brandon and Laura. We met when they were three months away from their wedding day. Brandon had been extremely motivated to organize the household finances. Laura wasn’t as nerdy as Brandon when it came to the budget, but they communicated well [...]

Batter Up! How to Score a Retirement Planning Home Run   There are two things Americans have always looked forward to: going to the ballpark for the big game and retiring after a fulfilling career. Interestingly, baseball and retirement planning have several aspects in common.   Taking the time to plan and create goals to [...]

3 Biases That Can Sabotage Your Wealth Making financial decisions can often be more challenging than it appears. A variety of subtle influences can cloud our judgment. Among these, behavioral biases like anchoring, loss aversion, and herd behavior have been found to shape our choices significantly. In this article, we’ll explore each of these biases [...]

Get to Know the Rich Relationship Between Your Financial and Social Life   When you think of your financial wellness, you are likely not considering how it may affect your social life or vice versa. While many factors may influence your financial situation, social influence is the component that is given the least attention. Both [...]

Student Loan Forgiveness Updates   The Supreme Court struck down the president’s student loan forgiveness plan.1 What does that mean for your loans?   Though President Biden announced intentions to find another path to loan forgiveness, it’s wise to plan for repayments to resume on schedule on October 1.2 Keep in mind that interest begins [...]

Financial Freedom, Market Volatility, and You   If recent market volatility has you questioning your opportunities for financial freedom, you are not alone. Due to rising inflation, higher interest rates, a volatile stock market, and recession fears, many investors find themselves wondering how to proceed. Fortunately, history may help gain perspective on this market. Those [...]