10 Questions to Ask When Relocating in Retirement Did you know that 40% of workers today plan to move to a different city or region after they retire?[1] This underscores a trend of retirees eager to explore new horizons, trade familiar environments for fresh ones, and even redefine what their retirement living might look like. However, [...]

The Sequence of Returns Risk in Retirement Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market downturn can have a negative [...]

Unveiling the Path to Financial Triumph: Empowering Dreams, Giving Hope   Let’s call them Brandon and Laura. We met when they were three months away from their wedding day. Brandon had been extremely motivated to organize the household finances. Laura wasn’t as nerdy as Brandon when it came to the budget, but they communicated well [...]

Batter Up! How to Score a Retirement Planning Home Run   There are two things Americans have always looked forward to: going to the ballpark for the big game and retiring after a fulfilling career. Interestingly, baseball and retirement planning have several aspects in common.   Taking the time to plan and create goals to [...]

3 Biases That Can Sabotage Your Wealth Making financial decisions can often be more challenging than it appears. A variety of subtle influences can cloud our judgment. Among these, behavioral biases like anchoring, loss aversion, and herd behavior have been found to shape our choices significantly. In this article, we’ll explore each of these biases [...]

Get to Know the Rich Relationship Between Your Financial and Social Life   When you think of your financial wellness, you are likely not considering how it may affect your social life or vice versa. While many factors may influence your financial situation, social influence is the component that is given the least attention. Both [...]

Student Loan Forgiveness Updates   The Supreme Court struck down the president’s student loan forgiveness plan.1 What does that mean for your loans?   Though President Biden announced intentions to find another path to loan forgiveness, it’s wise to plan for repayments to resume on schedule on October 1.2 Keep in mind that interest begins [...]

Financial Freedom, Market Volatility, and You   If recent market volatility has you questioning your opportunities for financial freedom, you are not alone. Due to rising inflation, higher interest rates, a volatile stock market, and recession fears, many investors find themselves wondering how to proceed. Fortunately, history may help gain perspective on this market. Those [...]

No More Pencils, No More Books, No More Teacher's Dirty Looks! July is the month of picnics, fireworks, lazy days at the beach-- and definitely not school. While it may be difficult to keep your college-bound student motivated in the quest to find the right college at the right price, some time can certainly be devoted [...]

Gratitude’s Impact on Your Money Mindset When we hear the term "gratitude," most of us think of living a happier and more fulfilling life. We think of slowing down, being mindful, and cherishing the small moments, like savoring a cup of coffee or reconnecting with an old friend. But how does gratitude shape our perspective [...]