A Bear Market is Officially Here Dear Valued Investor, A bear market is officially here thanks largely to stubbornly high inflation. For many of us, it has probably felt like a bear market for a while now, but the S&P 500 Index didn’t close more than 20% below its January 3 record [...]

5 Things That May Slow the Housing Market in 2022 If you're in the market for a new home in 2022, you may be wondering if the housing market boom will continue throughout this year. While 2021 saw home prices increase double-digits in some parts of the country, experts say that home [...]

Congratulations Graduates-What are your next steps financially? Summer weather has begun (in many places), and graduation time has arrived. Across the country, students are finishing their high school, college, and even graduate school lives, after years of hard work, stress, excitement, and even some boredom. Graduation is a time to celebrate. But [...]

6 Self-Care Strategies for Nurses With the pandemic causing staffing shortages and full hospitals, many nurses work multiple shifts for days without a break. It may come as no surprise that nurse burnout rates are high, with many people struggling to keep going. Understandably, nurses are finding it difficult to put themselves [...]

Helping the High School Graduating Class of 2022 Remember HIPPA kicks in now that your senior is considered an adult The spring ritual of high school graduations is here. But graduates and their parents often are poorly prepared to meet the practicalities of the youngsters’ sudden entry into adulthood, from making medical [...]

Understanding the Roth 401k vs Traditional Unbeknownst to many investors, companies have the option of offering their employees a new different type of tax-advantaged retirement plan: the Roth 401(k). Not all sponsors of traditional 401(k)s have adopted the Roth feature, but it is not too early to consider whether contributing after-tax dollars [...]

How 529 College Plans Impact Financial Aid If you are worried about being able to afford college costs for your children or teens, a 529 education plan might be one way to boost your savings. These plans allow you to save and invest for college while perhaps enjoying tax advantages now and [...]

The Basics of the 401k - Thoughts from a Financial Professional Most often, the first question a prospective employee will ask is about your company’s benefit program. And in my experience, the two most often-asked questions are about health insurance and an employer-sponsored retirement program. Let’s examine the most common employer-sponsored retirement [...]

Dear Valued Investor, As we move into spring and leave behind the last signs of a long winter, many worries from a chilly start to the year for markets, unfortunately, are still with us. The S&P 500 Index had its worst April in more than 40 years, leaving the index down over [...]

April 28th - An Attractive Entry Point Dear Valued Client, It has been a turbulent 2022 so far for investors. The S&P 500 Index is on track for its worst April in more than 40 years, the Nasdaq entered a bear market on April 26 with its more than 20% decline, and [...]