Transform Your Money Mindset Your relationship with money is more than just numbers in a bank account; it's a mindset that shapes your decisions and daily behaviors. Recognizing this profound connection, this article shared by Bob Chitrathorn aims to provide steps to help reshape your perspective on finances. By altering your attitude toward money, you [...]

September College Newsletter This Month's Highlights:  A New FAFSA Form is Coming-- Don't File Until You Read This    Major Changes in College Aid  Financial Aid Insider: One Hack To Increase Financial Aid There is a new sheriff in town, and a whole new supporting cast of characters.  I'm kidding of course, but there is [...]

Is One Million Dollars the amount needed to retire? I'm not sure why people even think that $1 Million is the magic number to retire.  Not sure who came up with that, not sure why people even believe that.  $1 Million is different for each person depending on so many variables.  You really want to [...]

Growth Stocks vs. Value Stocks Stock investing is an important engine of growth in your portfolio, but deciding on an investing strategy and particular stocks can be challenging. When designing a diversified portfolio that aims to manage risk, it can help to think of stocks as falling into one of two categories: growth stocks and [...]

Are You Prepared for a 30 Year Retirement? The good news? Retirees are living longer. The bad news? Many aren’t planning for it financially. Life expectancy is a key piece of retirement planning. After all, you'll need to estimate your lifespan to determine how much money you'll need to retire comfortably. Many pre-retirees speculate on [...]

August is National Make a Will Month A timely reminder of the importance of protecting your savings, home, and family through comprehensive estate planning. I recommend you take advantage of our complimentary estate planning consultation to determine which plan is right for you. Don't wait for life's uncertainties to catch you off guard. Your family's [...]

Ready to Flip? Improve Your Investment Property with These ROI-Friendly Tips 469954-1 As an investor, you want to maximize your return on investment (ROI). But what are the best ways to improve the look and value of your property without breaking the bank? Wealth Planning by Bob Chitrathorn has compiled a list of tips and tricks that [...]

August College Newsletter Hello, First, here are some fun August facts: Did you know that August was originally named Sextilis? That is why August is named after the Roman Emperor Augustus. Originally, August did not have 31 days. The Perseid Meteor Shower occurs in August. August has two birthstones: peridot and sardonyx. August also has [...]

10 Questions to Ask When Relocating in Retirement Did you know that 40% of workers today plan to move to a different city or region after they retire?[1] This underscores a trend of retirees eager to explore new horizons, trade familiar environments for fresh ones, and even redefine what their retirement living might look like. However, [...]

The Sequence of Returns Risk in Retirement Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market downturn can have a negative [...]