10 Questions to Ask When Relocating in Retirement Did you know that 40% of workers today plan to move to a different city or region after they retire?[1] This underscores a trend of retirees eager to explore new horizons, trade familiar environments for fresh ones, and even redefine what their retirement living might look like. However, [...]

The Sequence of Returns Risk in Retirement Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market downturn can have a negative [...]

Unveiling the Path to Financial Triumph: Empowering Dreams, Giving Hope   Let’s call them Brandon and Laura. We met when they were three months away from their wedding day. Brandon had been extremely motivated to organize the household finances. Laura wasn’t as nerdy as Brandon when it came to the budget, but they communicated well [...]

3 Biases That Can Sabotage Your Wealth Making financial decisions can often be more challenging than it appears. A variety of subtle influences can cloud our judgment. Among these, behavioral biases like anchoring, loss aversion, and herd behavior have been found to shape our choices significantly. In this article, we’ll explore each of these biases [...]

No More Pencils, No More Books, No More Teacher's Dirty Looks! July is the month of picnics, fireworks, lazy days at the beach-- and definitely not school. While it may be difficult to keep your college-bound student motivated in the quest to find the right college at the right price, some time can certainly be devoted [...]

Gratitude’s Impact on Your Money Mindset When we hear the term "gratitude," most of us think of living a happier and more fulfilling life. We think of slowing down, being mindful, and cherishing the small moments, like savoring a cup of coffee or reconnecting with an old friend. But how does gratitude shape our perspective [...]

Get to Know Your Risk Tolerance When constructing a portfolio, it’s critical to understand three important factors: your goals, your time horizon, and your risk tolerance. Of those three, risk tolerance can be the trickiest to get a handle on, especially since it can be determined in large part by your emotions and how well [...]

Instilling Financial Values in Your Family Over the next two decades, more than 84 trillion dollars will change hands in what has become known as the “great wealth transfer.” More than $72 trillion of that will pass from older generations to their heirs, while nearly $12 trillion will be donated to charities.[1] This shift in [...]

College Newsletter The month of June is especially known for: Weddings The First Day of Summer Vacations Graduations By now, those students who have been placed on waitlists, it's a good idea to send a final transcript to those schools as well. While there's no guarantee that submitting a final transcript will boost their [...]

5 Strategies to Boost Your Retirement Savings Whether your retirement date is fast approaching or you still have a few years to go, it’s important to take steps to boost your nest egg so you’re better prepared to meet your goals. Consider the following five strategies for maximizing your savings potential. 1. Maximize tax-advantaged contributions [...]