We All Have Money Blind Spots Blind spots, in the realm of investing, can be likened to the unnoticed smudges on a pair of glasses. They obscure a clear view of reality, but they can easily go unnoticed. In the world of finance, this can have costly implications. Imagine Sarah, an IT executive. She's tech-savvy [...]

Ways a Financial Professional Can Assist You Asking for help is a strength, not a weakness. Here are 10 ways a financial professional can assist you: Often, there is a misconception that seeking financial help indicates incompetence or a lack of financial self-sufficiency. However, seeking help is the exact opposite. High-performing individuals who excel in [...]

Keep Control; It’s To Your Credit Are you one of the many American consumers currently asking yourself, “How can I better control my use of credit?” Consumer debt in the United States totals in the billions. Much of this debt belongs to consumers who use credit wisely, but a considerable amount is owed by people [...]

Debt-to-Income RatioExplained Debt-to-Income Ratio Explained If you’re considering purchasing a home, the debt-to-income ratio (DTI) is an important term to familiarize yourself with. Your DTI can ultimately make it easier or harder for you to qualify for a mortgage. So knowing your DTI can help you better understand how you can best move forward into [...]

Retire in Style: Early Retirement and Estate Planning Strategies for Young Adults Retirement and estate planning might feel like distant concepts for those in their 20s and 30s. Yet, starting early on these financial considerations can provide substantial benefits down the line. This comprehensive guide, courtesy of Bob Chitrathorn, offers valuable insights and strategies for [...]

13 POTHOLES to Avoid on the Road to Retirement 1.   NOT HAVING A MONTHLY BUDGET A budget is a spending plan based on your income and how much money you will spend over a set period, such as a month. Following a budget can help create financial stability because it provides an easy way to [...]

Must-Know Retirement Deadlines When can you access your savings without a penalty? When should you enroll in Medicare? At what age is it best to collect Social Security? In the years leading up to retirement, there are a number of key milestones and deadlines to consider. Without careful attention, it's easy to miss these checkpoints [...]

Protect Yourself from AI Fraud As you navigate the digital landscape, it is important to be aware of the evolving fraud risks posed by Artificial Intelligence (AI). Scammers embrace AI because it enables them to analyze large amounts of data quickly, identify potential targets more efficiently, and personalize their scams to appear genuine, increasing the [...]

How a Financial Advisor Can Help Lower Your Tax Bill Careful tax planning throughout the year can put more money in your pocket. Tax planning is a vital part of any wealth management strategy, but reducing your tax burden isn’t always a straightforward process, especially for individuals with more complicated returns. Careful planning can help [...]