Gen Xers: “Can I Afford to Retire on My Terms?” Financial education, planning, lifestyle adjustments and advice are crucial As Generation X, often referred to as the "forgotten generation," inches closer to retirement, a unique set of challenges and concerns emerges. Born between 1965 and 1980, Gen Xers find themselves facing a pivotal moment, with [...]

5 Easy Ways to Protect Seniors from Financial Abuse Technology has helped to streamline the way we manage our money, allowing us to perform transactions and monitor our accounts online, instead of needing to do everything in-person. These tools are simple to use, getting better every year, and don’t cost any more than the traditional [...]

How Small Businesses Can Leverage AI Today One of the most significant developments in recent technology is the rise of artificial intelligence (AI). When you ask ChatGPT (a leading AI program) what that means, it says “these computer systems are designed to mimic human intelligence, including learning, problem-solving, and decision-making.” For small business owners, this [...]

Launch Your Dream Business at Home: Pursue Work-Life Independence In the era of digitization and remote work, the idea of launching a prosperous business without stepping foot outside your home has become increasingly achievable. The advent of numerous online tools and platforms has made this process even more accessible. In this article from Wealth Planning [...]

Key Financial Wellness Metrics for Near-Retirement Individuals As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital. This article explores eight key financial wellness metrics individuals must monitor as they approach retirement. 1. Income Replacement Ratio [...]

Breaking the Paycheck-to-Paycheck Cycle: Strategies for High Earners   The highly sought-after six-figure salary isn’t what it used to be. Time Magazine reported a startling statistic from a survey conducted by the financial insight and advising companies PYMETS and Lending Club which found that 51% of people earning more than $100,000 reported living paycheck to [...]

Flying in Style: Modern Airline Rewards We recently passed the 40th anniversary of frequent flyer programs as we know them. These programs started really simply, but forever changed the way we travel. Essentially, the more you flew, the more points you earned, the more free flights you received. A lot has changed since the 1980’s, [...]

3 Small Moves that Make a Big Difference in Retirement   Saving for retirement doesn’t happen overnight. It’s an ongoing process that requires monitoring and tweaking your plan over many years to help ensure you have enough to meet your retirement goals.    Sometimes relatively small adjustments to your plan can make a huge impact on your [...]

Active vs. Passive Investing: Which Is Best? Investors and advisors alike have long debated the merits of active versus passive investing. As the markets have taken a downward turn over the last year in response to rising interest rates, this age-old question has emerged again. Passive investing seeks to generate average market returns and involves [...]

Four Financial Lessons To Learn From Dr. Martin Luther King, Jr.  Although Dr. Martin Luther King Jr. is known for his role in the American Civil Rights Movement and advocacy for nonviolent protests, a deeper examination of his life offers several valuable financial lessons. From fiscal responsibility to estate planning to the value of education, [...]